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THE INSURANCE

Freephone six different insurance companies and get from each a free no-obligation quote for your car insurance. They'll all be wildly different amounts with pence figures. Divide each pence figure by two as detailed in the method involving household bills.

Star quality: The cunning megalomaniac way of harnessing multi million pound companies to a purpose of which they are not intended and not aware.

Drawbacks: Having to give your address, postcode, date of birth, medical history, year of manufacture of your car, name of your aunt's cat, etc, six times.

Hidden bonuses: You will receive a number of free pens, calculators, phone cards etc! And you may even find a more competitive car insurance!

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Note: It's probably better to get your insurance online: Insurance